Present Value of $1 Table Creator

Create a present value factor table for different interest rates and periods.

Present Value Factor Formula:

PV Factor = 1 ÷ (1 + i)ⁿ

Present Value: PV = Future Value × PV Factor

Starting Interest Rate (%)

Ending Interest Rate (%)

Interest Rate Step (%)

Number of Periods

Decimal Places 2 3 4 5 6

Present Value of $1 Table

Enter your settings and click "Create PV Table".

Calculate Present Value

Future Value ($)

Interest Rate (%)

Number of Periods

Present Value Factor:

0.0000

Present Value:

$0.00

About Present Value of $1

A Present Value of $1 table shows the current value of one dollar that will be received in the future, based on a specified interest or discount rate and number of periods.

For example, if the interest rate is 8% and the payment will be received 5 years from now, the present value factor is:

1 ÷ (1 + 0.08)⁵ = approximately 0.6806

Therefore, $1 received five years from now is worth approximately $0.6806 today when the discount rate is 8%.